Ok, teacher told me in class today. It goes like this:
<HTML>
<HEAD>
<TITLE>S.P.C.A.</TITLE>
</HEAD>
<Frameset rows=30%,70% >
<frame src="header.html" scrolling="no">
<Frameset cols=20%,* >
<frame src="link.html">
<frame src="index.html">
</Frameset>
</Frameset>
</HTML>
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